Muslim Literacy in Choosing a Banking System in Indonesia Between Islamic Banks or Conventional Banks (Literasi Muslim Dalam Memilih Sistem Perbankan di Indonesia Antara Bank Syariah atau Bank Konvensional)

نویسندگان

چکیده

The current sharia financial and banking system, especially in Indonesia, is increasingly showing its rapid performance development, February 2021, which the most important moment for inauguration of merger three state-owned banks. Islamic banks nothing but a form government effort providing facilities to Indonesian Muslim community, increasing value shareholders, MSME players, industrial sector, education, other programs such as hajj savings, zakat waqf, Stiff Thought Muslims, challenge that will be faced by Indonesia process towards 2030 call becoming center world finance. Is choosing an bank community best choice? It even becomes something must emulated if not, then there view "it not said true Muslim, you still have funds financing conventional banks". method used this study uses qualitative comparative. If depositors, investors debtors see advantages exist based on level risk facing global crisis, choice right choice. In general, system more stable than reason does recognize interest. Keywords: Banking System; Syariah banking; Asymmetric Information

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ژورنال

عنوان ژورنال: Journal of Islamic Economics and Philanthropy

سال: 2023

ISSN: ['2655-335X']

DOI: https://doi.org/10.21111/jiep.v6i1.9272